Your residence is the most significant investment in your lifetime. When considering purchasing your ideal home, securing substantial financial backing is essential to ensure a wise investment for your family. At Juneja Credits, we offer expert guidance in the realm of home loans. Owning a home is a substantial asset. It provides shelter for your family. However, the process of purchasing a home is complex and requires a strong financial standing. To secure a home loan from a bank, you must have all the necessary documentation ready. Without a solid financial background, banks are unlikely to approve your application. Additionally, the application process can take several weeks, typically 7-10 days. We rely on Juneja Credits to provide you with home loans at the lowest interest rates available. Our team considers various factors, including your financial situation, current loan offers from banks, and your property needs. We then recommend the most suitable home loan option for you, ensuring a quick approval process without any complications. From evaluating your home loan choices to handling the paperwork, we provide thorough support to our clients. As a leading and committed home loan advisor, we assist with various loan types. Choose Juneja Credits for the best deal. Our loan plans and policies are tailored to meet your specific requirements, making us the go-to choice for your home loan needs.
FAQ Questions
A home loan is a credit facility offered by banks and NBFCs to individuals looking to purchase a house or land, or who want to construct a house on their plot, or for home renovation and repair needs. Applicants can get up to 85% of the project cost as a home loan which will be repaid in EMIs over repayment tenures of up to 30 years. Current interest rates are starting from 6.90% and can go up to 12% based on your eligibility.
There are many factors that determine the best bank for you. At present, SBI seems like a good option given the low-interest rate and competitive processing charges and other fees related to your home loan application. You should assess a bank based on the interest rate, loan amount, repayment options and other benefits you get along with your home loan.
One can get up to 85% of the house cost for the purchase of new or pre-owned homes. For the construction of a house, you can get up to 75% of the project cost. For home renovations and home repairs, you can get up to 80% of the project cost as a loan. In the current market, you can get home loans of up to Rs.10 crores, based on your eligibility.
One can get up to 85% of the house cost for the purchase of new or pre-owned homes. For the construction of a house, you can get up to 75% of the project cost. For home renovations and home repairs, you can get up to 80% of the project cost as a loan. In the current market, you can get home loans of up to Rs.10 crores, based on your eligibility.
(Principal + Interest)